When considering digital marketing services for your business, one decision you will have to make on the way is choosing between a digital marketing agency and consultant (in fact, you most likely clicked on this article to help with that exact decision!).

While both agencies and consultants aim to grow your website’s traffic and revenue, their approach, structure, and relationship with clients differ significantly.

  • Digital marketing agencies typically consist of multiple people skilled in different aspects of digital marketing, account managers, developers, admin staff and directors.
  • Digital marketing consultants on the other hand are just the person skilled in digital marketing, covering admin duties themselves.

To help you decide between the two, I’ll compare both against seven key factors that are important to businesses deciding between choosing an agency or a consultant:

  1. Variety of Skills
  2. Cost-Effectiveness
  3. Resources
  4. Adaptability
  5. Communication
  6. Personalised Service
  7. Quality of Work

1. Variety of Skills

Winner: Agency

Typically, digital marketing agencies are staffed by a mix of specialists, including digital marketing specialists, developers, account managers and writers.

This breadth enables them to tackle large or multifaceted campaigns that benefit from multiple perspectives.

For businesses that require an end-to-end solution, working with an agency can be highly efficient.

Still, in cases where only one or two skill sets are required, such as SEO or PPC, this approach may be more than is necessary.

2. Cost-Effectiveness

Winner: Consultant

Whilst agencies can pitch competitive prices, those numbers often include the expense of physical offices, administrative staff, and middle management.

Consultants tend to operate independently. That means your money goes directly towards their expertise, not business overheads.

For many, this makes digital marketing consultants the more cost-effective solution.

3. Resources

Winner: Agency

Agencies are generally well-suited to manage larger projects thanks to their access to a wider team.

They’re able to assign different people to various parts of your digital marketing campaign at the same time.

If your business needs input from several individuals all at once, an agency could be the right fit.

4. Adaptability

Winner: Consultant

Agencies naturally use set systems and workflows to manage the many people and projects under their care.

This often makes change slower, even when individuals within the team are keen to move quickly.

Consultants don’t have the same restrictions. They can flex their approach easily and respond to your business as it evolves.

That speed of response is often key in today’s fast-paced digital environment.

For example, if your goals shift unexpectedly, a consultant can make adjustments rapidly, while an agency might be tied up in internal coordination.

5. Communication

Winner: Consultant

A major perk of working with a consultant is having a single, reliable contact handling your digital marketing from day one.

It spares you the common agency challenge of shifting account managers or disruptions caused by team turnover.

With a consultant, you’re talking directly to the expert – not going through layers of staff.

This kind of open, direct communication leads to quicker decisions and a stronger working dynamic.

6. Personal Service

Winner: Consultant

Consultants rely on strong results and client satisfaction to sustain their business, so they’re often more personally invested in your success.

They don’t have directors or departments pulling them in different directions – their energy is focused squarely on helping you achieve your goals.

That level of personal accountability can make a big difference.

Whereas agencies may divide their focus, consultants treat each client as a top priority.

7. Quality of Work

Winner: Equal

Consultants and agencies both have the ability to deliver strong digital marketing campaigns.

Agencies may draw on a mix of experts, but that often involves delegating tasks to more junior staff as part of their development.

Consultants, however, usually manage the full project themselves, which means your strategy benefits from a more personal, detail-oriented approach.

Final Score

  • Agency: 3
  • Consultant: 5

Conclusion

Both Financial Services digital marketing agencies and consultants have their strengths.

While agencies bring extensive resources and a variety of skills, consultants may offer a more cost-effective, adaptable, and personalised approach.

If you’re ready to experience the benefits of working with a Financial Services digital marketing consultant…read more