When considering SEO services for your business, one decision you will have to make on the way is choosing between an SEO agency and consultant (in fact, you most likely clicked on this article to help with that exact decision!).

While both agencies and consultants aim to improve your website’s search engine rankings, their approach, structure, and relationship with clients differ significantly.

  • SEO agencies typically consist of multiple people skilled in SEO, account managers, developers, admin staff and directors.
  • SEO consultants on the other hand are just the person skilled in SEO, covering admin duties themselves.

To help you decide between the two, I’ll compare both against seven key factors that are important to businesses deciding between choosing an agency or a consultant:

  1. Variety of Skills
  2. Cost-Effectiveness
  3. Resources
  4. Adaptability
  5. Communication
  6. Personalised Service
  7. Quality of Work

1. Variety of Skills

Winner: Agency

SEO agencies, by nature, typically have a broad team of experts including SEO specialists, developers, account strategists, copywriters and more.

This allows them to collaborate effectively on cross-functional projects.

For brands looking for a single provider to cover a wide array of needs, agencies can be a natural fit.

Nonetheless, when the task at hand is relatively narrow, like SEO or PPC, this broader capacity may not be essential.

2. Cost-Effectiveness

Winner: Consultant

Whilst agencies can offer competitive prices, they often have the overheads of office spaces, managers, and administrative staff to factor in.

Consultants typically don’t have these. You’re paying directly for their expertise, not for the layers of management and facilities often found in agencies.

When it comes to cost, SEO consultants are normally the more cost-effective option.

3. Resources

Winner: Agency

Agencies typically have the manpower to take on bigger projects.

They’re able to assign different team members to specific campaign tasks at the same time.

For companies that need a broader resource base, an agency may be the preferred option.

4. Adaptability

Winner: Consultant

Agencies typically follow structured systems, which help coordinate large teams but can slow things down when changes are needed.

Even if your main contact is responsive, broader adjustments can take time to flow through.

Consultants offer a more bespoke service and can respond to changes without delay.

In fast-moving digital markets, that flexibility can be crucial.

Let’s say you want to tweak your SEO focus mid-campaign – a consultant can often do so quickly, while an agency might need to run it through internal processes.

5. Communication

Winner: Consultant

One of the clear benefits of choosing a consultant is consistency – you’ll deal with the same person throughout your project.

Unlike agencies, where staff changes and account handovers are more common, consultants provide stability.

You’re in touch with the individual doing the actual work, not a middleman.

That makes communication simpler and helps to build a more genuine working relationship.

6. Personal Service

Winner: Consultant

SEO consultants have a personal stake in your success, as their reputation and income rely directly on the results they deliver and your satisfaction.

Unlike agencies, where responsibilities are often spread across teams and overseen by senior management, consultants are focused solely on you.

This usually results in a higher level of care and commitment.

While an agency might view you as just another account, a consultant sees your growth as a direct measure of their own performance.

7. Quality of Work

Winner: Equal

Consultants and agencies both have the ability to deliver strong SEO campaigns.

Agencies may draw on a mix of experts, but that often involves delegating tasks to more junior staff as part of their development.

Consultants, however, usually manage the full project themselves, which means your strategy benefits from a more personal, detail-oriented approach.

Final Score

  • Agency: 3
  • Consultant: 5

Conclusion

Both Fintech SEO agencies and consultants have their strengths.

While agencies bring extensive resources and a variety of skills, consultants may offer a more cost-effective, adaptable, and personalised approach.

If you’re ready to experience the benefits of working with a Fintech SEO consultant…read more